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Focus on your business, we'll focus on your insurance.

Demetriou Insurance Services, Inc., located in Hebron, Maryland, is a full-service, independent, property/casualty agency. As independent, we work for you, the insurance consumer. Our job is to shop your needs (pricing as well as coverages) to the various insurance companies and come back to you with suggestions regarding your policies. We do not stop there, however. We are at your disposal when you need us, whether by telephone, internet, email, fax or cell phone. In fact, although a particular circumstance may lead to an unanswered call, Mr. Demetriou’s cell phone is never away from him.

Our Services

Our Services


Do you ever wonder if your business insurance excludes coverage for certain circumstances?


What makes one homeowners policy less expensive than another, when the houses are on the same block?


One of the most frequent questions we get is “Why is my neighbor’s son/daughter paying half of what we are paying for our son/daughter?


Their example of customer service as well as terrific insurance services cannot be beat...

Bruce Wills

Forest Hill, MD

Ready to find out more?

We will always attempt to find coverage for our clients and their referrals and thus, have written all types of businesses. We do, however, have some strengths in certain industries.

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